Does thinking about a visit to the emergency room make you feel uneasy? What would you do if you or one of your family members were injured in an accident? With this benefit, there is less to worry about.

Emergency Room Benefit (Fractures/Dislocations only):*

• Covered Accidents: Means fractures and dislocations suffered by you and your dependents.

• Emergency Room: Means an Emergency department of an acute care hospital.

*The preceding is only meant to be a brief summary and is not a contract. Limitations and exclusions may vary by state. Specific details may be found in the actual contract (Master Policy Form 25005 (00)). Insurance Coverage is underwritten by The MEGA Life and Health Insurance Company, Home Office: Oklahoma City, OK.

May not be available in all states. Not available in Washington State to members joining on or after 9/15/2005.

• Hospital Confinement Benefit - Accident
• Accidental Death Benefit