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Agent:

Peter LaHatte

Phone:

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Email:

plahatte@southernhealthcoverage.com

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Key Kard Benefits Program


Benefit Description


Attention Prospect Key Kard Members: Effective April 1st, the Key Kard Program is improving!

Your Alliance Key Level Membership includes the Key Kard reduced rate program. This is not insurance but it can be used to offset the high cost of health care while giving your family nationwide access to substantial savings on hospital and physician charges.

Listed below are the Key Kard program benefits that are available to you and your dependents:

Alternative Care
Chiropractic Care
Dental Care
Hearing Aids
Hospitals
 
Long Term Care
Medical Records Storage
Nurse Hotline
Physicians
Prescription Drugs
Vision Care
 

Alternative Care

As a Key Kard holder, your health care savings are not limited to traditional medical practices but also provides you with the unique option to explore alternative care. Save 10% to 30% through the Key Kard alternative network on:

  • Massage Therapy

  • Acupuncture

  • Nutrition Counseling

  • And many other disciplines


Chiropractic Care

Key Kard members can enjoy savings of 30% to 50% at over 3,000 participating chiropractic providers nationwide.

  • Free initial consultation

  • 50% off diagnostic services and necessary x-rays performed on-site

  • 30% off treatments

  • Unlimited usage


Dental Care

Now dental care is available to you and your family members at reduced rates. The Key Kard dental network has over 66,000** dentists nationwide. Save 15% to 50%* through the Key Kard network of dental providers on most major dental work such as:

  • Crowns

  • Root Canals

  • Periodontal Work

  • Orthodontia

*Anticipated national average dental charges for the 2006 calendar year based on the comparison of provider negotiated fees to national average charges. Actual costs and savings vary by provider and geographical area.

**According to the Aetna Enterprise Provider Database as of March 1, 2006.

Hearing Aids

Members and their legal dependents receive significant savings of 40% to 60% off National Average Retail Pricing on hearing aids through a convenient mail-order service program and 15% at Beltone locations.

  • Members receive a 15% discount on over 70 Beltone hearing aids at over 1,300 locations

  • Discounts of 40% to 60% off National Average Retail Pricing on most brands through mail order service

  • 45-day home trial period with the mail order service


Hospitals

Your Key Kard gives you and your family access to the same low rates that insurance companies have been enjoying for years. Save 10% to 30% for medical intervention at thousands of participating hospitals and ancillary locations nationwide.

Save on:

  • Emergency Medical Care

  • Scheduled Hospital Procedures

  • Services at MRI Clinics

  • Durable Medical Equipment Providers

  • And many other ancillary services

*Hospital benefit not available in Maryland


Long Term Care

The Key Kard can help your family with the commitment of long term care by providing you and your legal dependents with savings from 4% to 30% on:

  • Assisted Living

  • Home Health Care

  • Nursing Homes

  • Nurse Navigator offers more elder care information, personalized planning tools and other resources


Medical Records Storage

This card gives emergency health care professionals access to you and your family's essential medical information.

  • To obtain your two cards, complete the medical information form for each individual.  Form included in welcome kit

  • Provides 24-hour, quick, easy and confidential access to medical information, history, emergency contact information and much more

  • Member may store up to 15 additional pages of documents such as recent hospital discharge summaries and living wills.


Nurse Hotline

Through a contract with an established health hotline organization, members can access sound medical information and advice anytime 24 hours a day.

  • Talk confidentially with a registered nurse

  • Listen to over 400 health topics in the Audio Library catalog, with a fax on demand option


Physicians

Your family can now access the Key Kard list of more than 285,000 health care providers nationwide. Members and dependents save 10% to 30% on visits to the doctor for the entire family.

Specialized Physicians include:
 

  • Internal Medicine
  • Oncology
  • Family Practice
  • Pediatrics
  • OB/GYN
  • Radiology
  • Cardiology
  • Neurology
  • Dermatology
  • Surgery

Prescription Drugs

The pharmacy program has an open formulary so that your doctor can prescribe the most effective medication for your ailment instead of having to select from a predetermined list of medications.

The Key Kard prescription network features more than 48,000 participating providers nationwide that include:
 

  • CVS/Walgreens
  • Kroger
  • Randalls
  • Kmart
  • Publix
  • Safeway

Mail Order Prescription Program

This program provides maintenance drugs in 90 day supplies. Prices average 10% below those offered by AARP. The Mail Order Prescription Program will beat the lowest retail price that you find by $5 on any maintenance medication that costs $10 or more. There are no dispensing fees or shipping costs.

You and your family will save up to 10% to 60% on most prescription medications.



*Pharmacy benefits are not insurance and not intended as a substitute for insurance.


Vision Care

Your family can now take advantage of 10% to 60% savings at over 12,000 independent and retail locations on prescription eyeglasses, mail-order contact lenses*, and eye exams through the Key Kard vision care network.

Participating locations include, but are not limited to:
 

  • LensCrafters
  • JCPenney Optical
  • Pearle Vision
  • Sears Optical
  • EyeMasters

Discounts of 10% to 30% are also available for LASIK surgery.


Disclosures
This is NOT insurance. Florida Discount Medical Plan Organization: New Benefits, Ltd. 14240 Proton Rd. Dallas, TX 75244. This discount card program contains a 30 day cancellation period. Member shall receive a full refund of membership fees, excluding enrollment fee, if membership is cancelled within the first 30 days.

This plan provides discounts at certain health care providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization.




You may also be interested in the following benefits:


Contact your Field Service Representative Now!

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South Carolina Plans

• Personal Choice PPO
• CA Together
• CA Plus
• Essential Core Care
• Cancer Wise • Universal Life
• Safety Net Life Plan

MW/NATL0252