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Agent:
Peter LaHatte
Phone:
770-945-2336
Email:
plahatte@southernhealthcoverage.com
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OppenheimerFunds
Single KSM Plan |
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Benefit Description
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Self-employed individuals and qualifying small businesses can establish an OppenheimerFunds Single K Plan, with group level pricing benefits. This 401(k)-type plan allows you to make a $15,000 salary deferral plus a tax-deductible profit sharing contribution of 25% of compensation ($44,000 maximum deductible deferral for 2006).
Consolidate your retirement savings including IRAs, SEPs and corporate retirement plan rollovers Borrow from your account Access to over 40 mutual funds in Class N shares Online account access Professional guidance from the Wangard Investment Consulting Group of Wachovia Securities No up-front or back-end sales charge No setup fee, just an annual maintenance charge of $15 (reduced to $10 annual fee for accounts over $50,000)
SEP IRA - As an alternative to the Single K, a SEP IRA is a simple
easy-to-administer plan that allows you to make discretionary tax-deductible contributions
up to 25% of compensation with limits.
IRA and IRA Rollover Accounts – An IRA is a simple vehicle that allows
employees to invest up to $3,000 a year at no funding cost to the employer. It may be an
option for rolling over your existing retirement accounts to OppenheimerFunds.
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Disclosures
Mutual funds are sold by prospectus. Please carefully consider the Fund's investment objectives, risks and charges and expenses before investing. The Fund's prospectus, which contains this and other information about the Fund, can be obtained by calling 866-264-8103. Please read it carefully before you invest.
Security products and services are offered through Wachovia Securities, LLC, member NYSE and SIPC. Wangard Investment Consulting Group of Wachovia Securities, works with a variety of Associations to offer OppenheimerFunds retirement plan products with group level pricing. The Wangard Investment Consulting Group and Wachovia Securities are not affiliated with participating associations or marketing groups involved in this program or firms working on behalf of the associations. OppenheimerFunds Distributor, Inc. (OFDI), 498 Seventh Avenue, New York, NY 10018. Under certain terms, Wachovia Securities has directed OFDI to pay a portion of the 12b-1 service fees that would have been paid to Wachovia Securities to certain organizations in consideration for providing administrative support services for a variety of non-profit associations that offer members the option to purchase OppenheimerFunds retirement plan products through this program. Wachovia Securities, offers clients access to a wide variety of fund choices, our clients will be limited to Oppenheimer fund choices when participating in this program.
Securities and Insurance Products:
NOT INSURED BY FDIC OR ANY FEDERAL GOVERNMENT AGENCY. MAY LOSE VALUE. NOT A DEPOSIT OF OR GUARANTEED BY A BANK OR ANY BANK AFFILIATE.
For information, call toll free 866-264-8103 or refer to www.NationalRetirementPlans.com. Wangard Investment Consulting Group is the owner and is solely responsible for content on www.NationalRetirementPlans.com. Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc., and are offered for sale to investors by the Wangard investment Consulting Group of Wachovia Securities. Shares of Oppenheimer are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any other agency, and involve investment risks, including the possible loss of the principal amount invested. The Wangard Investment Consulting Group of Wachovia Securities is not a legal or tax advisor. However, the Wangard Investment Consulting Group will be glad to work with you, your accountant, tax advisor and/or attorney to help you meet your financial goals. The associates of the Wangard Investment Consulting Group are registered to provide investment services in AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV. (5/06)
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